A straight port means that both your new mortgage and your current mortgage are the same amount and in this case, the lender or the broker might charge a fee for porting the mortgage. Porting a mortgage can be a bit tricky, but essentially it’s just moving your mortgage from one address to another.
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. so your lender may not be prepared to offer you the same rate that you are now on for the mortgage on your new property. If your lender won’t let you port your mortgage, it’s not the end of the.
How Does Transferring a Mortgage Work? When you port your mortgage, you are taking the mortgage contract and rate that you have with your lender and transferring it from your old home to your new one. You can only port your mortgage if you’re purchasing a new property at the same time you’re selling your old one.
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3 $16,473 is the difference between the amount paid in interest between Suncoast Credit Union’s rate at 2.96% APR compared to 3.71% APR for the florida market average over the life of a $250,000 mortgage over 180 months. Verified as of 8/30/2019.
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