Study Finds 6.4 Million U.S. Homeowners Still Have Underwater Mortgages

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When will my home and mortgage no longer be underwater? If you’re underwater in your mortgage, you’re not alone. Millions of homeowners are in the same boat. Even if you are eligible for refinancing under the HARP 2.0 program, you’ll still be underwater for some time. The question, then, is: "When will I finally be above water again?"

The study, conducted by researchers at First American CoreLogic, paints a troubling picture estimating that 7.62 million borrowers in the U.S. are currently underwater on their mortgages — or 18.

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(Bloomberg) – A staggering number of American homeowners remain under water on their mortgages a decade after the housing bubble burst. Almost 4.5 million households – or 9.1 percent – owed more than their homes are worth in the fourth quarter of 2017, according to data firm Zillow, with an estimated 713,000 owing at least twice as much as their property’s value.

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Two-and-a-half million U.S. homeowners were underwater on their mortgages as of the fourth quarter of 2017, according to property analytics provider CoreLogic.. some cities still have a large.